:root{
  --ink:#1b164f; --ink-2:#241f5f; --ink-3:#322c78;
  --brass:#96722f; --brass-2:#d4b06e; --brass-soft:#f4ecdc;
  --paper:#faf8f4; --white:#fff; --line:#e6e0d4; --line-dark:rgba(255,255,255,.12);
  --text:#1b2633; --muted:#5d6876; --muted-dark:#aab6c5;
  --ok:#1f7a4d; --err:#b3372f;
  --serif:"Fraunces",Georgia,"Times New Roman",serif;
  --sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --radius:14px; --wrap:1180px;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;font-family:var(--sans);color:var(--text);background:var(--paper);line-height:1.6;font-size:16.5px;-webkit-font-smoothing:antialiased}
img,svg{display:block;max-width:100%}
a{color:inherit}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
h1,h2,h3{font-family:var(--serif);font-weight:500;line-height:1.12;letter-spacing:-.01em;margin:0 0 .5em;color:var(--ink)}
h1{font-size:clamp(2.4rem,5.2vw,4rem)}
h2{font-size:clamp(1.9rem,3.4vw,2.7rem)}
h3{font-size:1.28rem}
p{margin:0 0 1em}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:.78rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--brass)}
.eyebrow::before{content:"";width:28px;height:1px;background:currentColor}
.lead{font-size:1.13rem;color:var(--muted);max-width:60ch}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 24px;border-radius:999px;font:600 .96rem var(--sans);text-decoration:none;border:1px solid transparent;cursor:pointer;transition:transform .15s,background .15s,border-color .15s,color .15s}
.btn:hover{transform:translateY(-1px)}
.btn-brass{background:var(--brass);color:#fff}
.btn-brass:hover{background:#7f5f24}
.btn-ink{background:var(--ink);color:#fff}
.btn-ink:hover{background:var(--ink-3)}
.btn-ghost{border-color:rgba(255,255,255,.35);color:#fff}
.btn-ghost:hover{border-color:#fff}
.btn-outline{border-color:var(--ink);color:var(--ink)}
.btn[disabled]{opacity:.6;cursor:wait;transform:none}

/* header */
.topbar{background:var(--ink);color:var(--muted-dark);font-size:.82rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:16px;padding-top:8px;padding-bottom:8px}
.topbar a{color:#fff;text-decoration:none}
.topbar .tb-right{display:flex;gap:22px}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:74px;gap:24px}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none}
.logo-mark{width:42px;height:42px;flex:none}
.logo-text{display:flex;flex-direction:column;line-height:1}
.logo-text b{font-family:var(--serif);font-weight:600;font-size:1.32rem;color:var(--ink);letter-spacing:.02em}
.logo-text span{font-size:.66rem;letter-spacing:.32em;text-transform:uppercase;color:var(--brass);margin-top:4px}
nav.main{display:flex;align-items:center;gap:28px}
nav.main a{text-decoration:none;font-size:.93rem;font-weight:500;color:var(--text)}
nav.main a:hover{color:var(--brass)}
nav.main .btn{padding:11px 20px;color:#fff}
.menu-btn{display:none;background:none;border:0;padding:8px;cursor:pointer}
.menu-btn span{display:block;width:24px;height:2px;background:var(--ink);margin:5px 0}

/* hero */
.hero{position:relative;background:var(--ink);color:#fff;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:
  radial-gradient(900px 500px at 85% 10%,rgba(164,125,57,.22),transparent 60%),
  radial-gradient(700px 600px at 0% 100%,rgba(44,38,112,.9),transparent 70%)}
.hero-grid{position:absolute;inset:0;opacity:.07;background-image:linear-gradient(#fff 1px,transparent 1px),linear-gradient(90deg,#fff 1px,transparent 1px);background-size:64px 64px;mask-image:linear-gradient(180deg,#000,transparent 85%)}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:64px;align-items:center;padding-top:96px;padding-bottom:104px}
.hero h1{color:#fff}
.hero h1 em{font-style:italic;color:var(--brass-2)}
.hero .lead{color:#c9d3df}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;margin:30px 0 40px}
.hero-points{display:flex;flex-wrap:wrap;gap:12px 28px;padding:0;margin:0;list-style:none;font-size:.92rem;color:#c9d3df}
.hero-points li{display:flex;align-items:center;gap:8px}
.hero-points svg{width:18px;height:18px;color:var(--brass-2)}
.statement{background:rgba(255,255,255,.04);border:1px solid var(--line-dark);border-radius:20px;padding:26px;box-shadow:0 30px 80px rgba(0,0,0,.35);backdrop-filter:blur(6px)}
.statement-head{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:20px}
.statement-head small{display:block;font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted-dark)}
.statement-head b{font-family:var(--serif);font-weight:500;font-size:1.2rem}
.pill{font-size:.7rem;font-weight:600;padding:5px 10px;border-radius:999px;background:rgba(164,125,57,.18);color:var(--brass-2);letter-spacing:.06em;text-transform:uppercase}
.kpis{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:20px}
.kpi{background:rgba(255,255,255,.05);border-radius:12px;padding:14px 16px}
.kpi small{font-size:.74rem;color:var(--muted-dark)}
.kpi b{display:block;font-family:var(--serif);font-weight:500;font-size:1.55rem;margin-top:2px}
.bars{display:flex;align-items:flex-end;gap:8px;height:84px;padding:0 2px;margin-bottom:8px}
.bars i{flex:1;background:linear-gradient(180deg,var(--brass-2),var(--brass));border-radius:5px 5px 2px 2px;opacity:.9}
.bars-labels{display:flex;justify-content:space-between;font-size:.68rem;color:var(--muted-dark);margin-bottom:18px}
.ledger{border-top:1px solid var(--line-dark);padding-top:14px;font-size:.86rem}
.ledger div{display:flex;justify-content:space-between;padding:5px 0;color:#d5dde7}
.ledger div:last-child{font-weight:600;color:#fff;border-top:1px dashed var(--line-dark);margin-top:6px;padding-top:10px}
.statement-note{font-size:.7rem;color:var(--muted-dark);margin:14px 0 0;text-align:right}

/* trust strip */
.trust{background:var(--white);border-bottom:1px solid var(--line)}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.trust-item{padding:28px 22px;border-right:1px solid var(--line);display:flex;gap:14px;align-items:flex-start}
.trust-item:last-child{border-right:0}
.trust-item svg{width:26px;height:26px;flex:none;color:var(--brass)}
.trust-item b{display:block;font-size:.96rem;color:var(--ink)}
.trust-item span{font-size:.85rem;color:var(--muted)}

section{padding:104px 0}
.sec-head{max-width:720px;margin-bottom:56px}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head.center .eyebrow{justify-content:center}

/* offer */
.offer{padding:80px 0 0}
.offer-card{position:relative;background:linear-gradient(135deg,var(--ink-2),var(--ink));color:#fff;border-radius:24px;display:grid;grid-template-columns:1fr 1fr;overflow:hidden;box-shadow:0 30px 70px rgba(27,22,79,.25)}
.offer-copy{padding:52px;border-right:1px solid var(--line-dark);position:relative}
.offer-copy h2{color:#fff}
.offer-copy h2 .big{display:block;font-size:clamp(3.4rem,6vw,4.8rem);color:var(--brass-2);line-height:1}
.offer-copy p{color:#c9d3df}
.offer-steps{list-style:none;padding:0;margin:26px 0 0;counter-reset:s}
.offer-steps li{counter-increment:s;display:flex;gap:14px;padding:10px 0;color:#d5dde7;font-size:.95rem}
.offer-steps li::before{content:counter(s);flex:none;width:26px;height:26px;border-radius:50%;border:1px solid var(--brass);color:var(--brass-2);display:grid;place-items:center;font-size:.78rem;font-weight:600}
.offer-form{padding:52px;background:rgba(255,255,255,.03)}
.offer-form h3{color:#fff;margin-bottom:6px}
.offer-form .sub{color:var(--muted-dark);font-size:.92rem;margin-bottom:24px}

/* forms */
.field{margin-bottom:16px}
.field label{display:flex;justify-content:space-between;font-size:.84rem;font-weight:600;margin-bottom:6px}
.field label .opt{font-weight:400;opacity:.65}
.field label .req{color:var(--brass)}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border-radius:10px;border:1px solid var(--line);background:#fff;font:400 .97rem var(--sans);color:var(--text);transition:border-color .15s,box-shadow .15s}
.field textarea{min-height:110px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--brass);box-shadow:0 0 0 3px rgba(164,125,57,.18)}
.dark .field input{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.16);color:#fff}
.dark .field input::placeholder{color:#8695a7}
.dark .field label{color:#e6ebf1}
.field.invalid input,.field.invalid select{border-color:var(--err)}
.field .err{display:none;color:#e07a72;font-size:.8rem;margin-top:5px}
.field.invalid .err{display:block}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.fine{font-size:.78rem;color:var(--muted);margin:14px 0 0}
.dark .fine{color:#8695a7}
.form-msg{display:none;margin-top:16px;padding:12px 14px;border-radius:10px;font-size:.9rem}
.form-msg.show{display:block}
.form-msg.error{background:rgba(179,55,47,.12);color:#e5948d}
.light .form-msg.error{color:var(--err)}
.success{display:none;text-align:center;padding:20px 0}
.success.show{display:block}
.success .code{display:inline-block;font:600 1.8rem/1 var(--sans);letter-spacing:.14em;padding:18px 26px;border:1px dashed var(--brass);border-radius:12px;color:var(--brass-2);margin:14px 0;background:rgba(164,125,57,.08)}
.light .success .code{color:var(--brass)}
.success p{color:#c9d3df}
.light .success p{color:var(--muted)}
.check{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;margin:6px 0 4px;cursor:pointer}
.check input{margin-top:4px;accent-color:var(--brass)}

/* services */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;transition:transform .2s,box-shadow .2s,border-color .2s}
.card:hover{transform:translateY(-3px);box-shadow:0 18px 40px rgba(27,22,79,.08);border-color:#d8cfbf}
.icon{width:48px;height:48px;border-radius:12px;background:var(--brass-soft);color:var(--brass);display:grid;place-items:center;margin-bottom:20px}
.icon svg{width:24px;height:24px}
.card p{color:var(--muted);font-size:.95rem;margin:0}
.card ul{margin:14px 0 0;padding:0;list-style:none;font-size:.88rem;color:var(--text)}
.card ul li{padding:4px 0 4px 18px;position:relative}
.card ul li::before{content:"";position:absolute;left:0;top:13px;width:8px;height:1px;background:var(--brass)}

/* investors */
.investors{background:var(--ink);color:#fff}
.investors h2,.investors h3{color:#fff}
.investors .lead{color:#c9d3df}
.inv-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:72px;align-items:start}
.inv-list{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line-dark);border:1px solid var(--line-dark);border-radius:var(--radius);overflow:hidden}
.inv-list div{background:var(--ink);padding:28px}
.inv-list b{display:block;font-family:var(--serif);font-weight:500;font-size:1.12rem;margin-bottom:6px;color:#fff}
.inv-list span{font-size:.9rem;color:var(--muted-dark)}
.metrics{margin-top:34px;padding:0;list-style:none;display:flex;flex-wrap:wrap;gap:10px}
.metrics li{font-size:.82rem;padding:8px 14px;border:1px solid var(--line-dark);border-radius:999px;color:#d5dde7}

/* process */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:p}
.step{position:relative;padding-top:24px;border-top:2px solid var(--ink)}
.step::before{counter-increment:p;content:"0" counter(p);font-family:var(--serif);font-size:2.6rem;color:var(--brass);line-height:1;display:block;margin-bottom:14px}
.step p{color:var(--muted);font-size:.95rem}

/* areas */
.areas{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.area-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.area{border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;background:var(--paper);position:relative;overflow:hidden}
.area .st{position:absolute;top:22px;right:22px;font-size:.7rem;font-weight:600;letter-spacing:.14em;color:var(--brass);border:1px solid var(--brass);border-radius:6px;padding:3px 7px}
.area h3{margin-bottom:12px;padding-right:40px}
.area p{font-size:.9rem;color:var(--muted);margin-bottom:14px}
.towns{display:flex;flex-wrap:wrap;gap:6px}
.towns span{font-size:.78rem;background:#fff;border:1px solid var(--line);border-radius:999px;padding:4px 10px}

/* faq */
.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:72px}
details{border-bottom:1px solid var(--line);padding:22px 0}
details:first-of-type{border-top:1px solid var(--line)}
summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:20px;font-family:var(--serif);font-size:1.18rem;color:var(--ink)}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-family:var(--sans);font-size:1.4rem;line-height:1;color:var(--brass);transition:transform .2s}
details[open] summary::after{transform:rotate(45deg)}
details p{color:var(--muted);margin:14px 0 0;max-width:62ch}

/* contact */
.contact{background:linear-gradient(180deg,var(--paper),var(--brass-soft))}
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:64px;align-items:start}
.contact-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:44px;box-shadow:0 24px 60px rgba(27,22,79,.08)}
.contact-info{list-style:none;padding:0;margin:30px 0 0}
.contact-info li{display:flex;gap:14px;padding:14px 0;border-bottom:1px solid var(--line);font-size:.95rem}
.contact-info svg{width:20px;height:20px;color:var(--brass);flex:none;margin-top:3px}
.contact-info b{display:block;font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:600}
.contact-info a{text-decoration:none;color:var(--ink);font-weight:500}

/* footer */
footer{background:var(--ink);color:var(--muted-dark);font-size:.9rem;padding:72px 0 28px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:48px;border-bottom:1px solid var(--line-dark)}
footer h4{color:#fff;font:600 .78rem var(--sans);letter-spacing:.16em;text-transform:uppercase;margin:0 0 16px}
footer ul{list-style:none;padding:0;margin:0}
footer li{padding:5px 0}
footer a{text-decoration:none;color:var(--muted-dark)}
footer a:hover{color:#fff}
footer .logo-text b{color:#fff}
.foot-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:16px;padding-top:24px;font-size:.8rem}
.eho{display:flex;align-items:center;gap:10px}
.eho svg{width:30px;height:30px}

.mobile-cta{display:none}

@media (max-width:1000px){
  .hero .wrap,.offer-card,.inv-grid,.faq-grid,.contact-grid{grid-template-columns:1fr}
  .hero .wrap{gap:48px;padding-top:64px;padding-bottom:96px}
  .offer-copy{border-right:0;border-bottom:1px solid var(--line-dark)}
  .cards{grid-template-columns:1fr 1fr}
  .steps,.area-grid{grid-template-columns:1fr 1fr}
  .trust .wrap{grid-template-columns:1fr 1fr}
  .trust-item:nth-child(2){border-right:0}
  .trust-item:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .foot-grid{grid-template-columns:1fr 1fr}
  .inv-grid,.faq-grid{gap:40px}
}
@media (max-width:1000px){
  nav.main{display:none;position:absolute;top:74px;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:var(--paper);border-bottom:1px solid var(--line);padding:8px 24px 20px}
  nav.main.open{display:flex}
  nav.main a{padding:12px 0;border-bottom:1px solid var(--line)}
  nav.main .btn{margin-top:14px;border:0}
  .menu-btn{display:block}
  .topbar .tb-left{display:none}
}
@media (max-width:640px){
  body{font-size:16px}
  section{padding:76px 0}
  .cards,.steps,.area-grid,.inv-list,.row2,.trust .wrap{grid-template-columns:1fr}
  .trust-item{border-right:0;border-bottom:1px solid var(--line)}
  .offer-copy,.offer-form,.contact-card{padding:32px 24px}
  .foot-grid{grid-template-columns:1fr}
  .mobile-cta{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:60;gap:8px}
  .mobile-cta a{flex:1;box-shadow:0 10px 30px rgba(0,0,0,.25)}
  footer{padding-bottom:96px}
}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}

/* ---------- dropdown nav ---------- */
.dd{position:relative}
.dd>a::after{content:"";display:inline-block;width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translateY(-3px);margin-left:7px;opacity:.6}
.dd-menu{position:absolute;top:100%;left:-18px;min-width:250px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 20px 50px rgba(27,22,79,.14);padding:8px;opacity:0;visibility:hidden;transform:translateY(6px);transition:.15s}
.dd:hover .dd-menu,.dd:focus-within .dd-menu{opacity:1;visibility:visible;transform:none}
.dd-menu a{display:block;padding:9px 12px;border-radius:8px;font-size:.9rem}
.dd-menu a:hover{background:var(--paper)}
.dd-menu a small{display:block;color:var(--muted);font-size:.76rem;font-weight:400}
.dd::before{content:"";position:absolute;left:0;right:0;top:100%;height:14px}
@media (max-width:1000px){
  .dd>a::after{display:none}
  .dd-menu{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:0 0 0 14px;min-width:0;background:transparent}
  .dd-menu a small{display:none}
}

/* ---------- sub pages ---------- */
.page-hero{position:relative;background:var(--ink);color:#fff;overflow:hidden;padding:0}
.page-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(800px 400px at 90% 0%,rgba(164,125,57,.22),transparent 60%),radial-gradient(600px 500px at 0% 100%,rgba(44,38,112,.9),transparent 70%)}
.page-hero .wrap{position:relative;padding-top:56px;padding-bottom:72px}
.page-hero h1{color:#fff;font-size:clamp(2.1rem,4.4vw,3.3rem);max-width:20ch}
.page-hero .lead{color:#c9d3df;max-width:64ch}
.crumbs{font-size:.82rem;color:var(--muted-dark);margin-bottom:26px}
.crumbs a{color:var(--muted-dark);text-decoration:none}
.crumbs a:hover{color:#fff}
.crumbs span{margin:0 8px;opacity:.5}
.hero-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:26px}
.hero-tags span{font-size:.8rem;border:1px solid var(--line-dark);border-radius:999px;padding:6px 12px;color:#d5dde7}
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;margin-top:-40px;position:relative;box-shadow:0 20px 50px rgba(27,22,79,.08)}
.fact{background:#fff;padding:24px 22px}
.fact b{display:block;font-family:var(--serif);font-weight:500;font-size:1.65rem;color:var(--ink);line-height:1.1}
.fact span{display:block;font-size:.84rem;color:var(--muted);margin-top:6px}
.article{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:64px;padding-top:72px;padding-bottom:96px;align-items:start}
.prose h2{font-size:clamp(1.6rem,2.6vw,2.05rem);margin-top:56px}
.prose h2:first-child{margin-top:0}
.prose h3{margin-top:30px;font-size:1.18rem}
.prose p,.prose li{color:#36414e}
.prose ul{padding-left:0;list-style:none;margin:0 0 1.2em}
.prose ul li{position:relative;padding:5px 0 5px 22px}
.prose ul li::before{content:"";position:absolute;left:0;top:15px;width:10px;height:1.5px;background:var(--brass)}
.prose a{color:var(--ink);text-decoration-color:var(--brass);text-underline-offset:3px}
.callout{background:var(--brass-soft);border-left:3px solid var(--brass);border-radius:0 12px 12px 0;padding:18px 22px;margin:24px 0}
.callout p:last-child{margin:0}
.callout b{color:var(--ink)}
.law-table{width:100%;border-collapse:collapse;margin:18px 0 28px;font-size:.93rem;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.law-table th,.law-table td{text-align:left;padding:13px 16px;border-bottom:1px solid var(--line);vertical-align:top}
.law-table th{background:#fcfbf8;font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:600}
.law-table td:first-child{font-weight:600;color:var(--ink);width:34%}
.law-table tr:last-child td{border-bottom:0}
.help-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:20px 0}
.help-grid div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px}
.help-grid b{display:block;color:var(--ink);margin-bottom:4px}
.help-grid span{font-size:.9rem;color:var(--muted)}
.help-grid a{text-decoration:none}
.sources{font-size:.85rem;color:var(--muted);border-top:1px solid var(--line);margin-top:48px;padding-top:24px}
.sources h3{font-family:var(--sans);font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin:0 0 10px}
.sources ul{list-style:none;padding:0;margin:0 0 14px}
.sources li{padding:3px 0}
.sources a{color:var(--muted)}
.aside{position:sticky;top:100px;display:flex;flex-direction:column;gap:18px}
.aside-card{background:linear-gradient(135deg,var(--ink-2),var(--ink));color:#fff;border-radius:18px;padding:28px}
.aside-card h3{color:#fff;font-size:1.3rem;margin-bottom:6px}
.aside-card .big{font-family:var(--serif);color:var(--brass-2);font-size:2.6rem;line-height:1}
.aside-card p{color:#c9d3df;font-size:.9rem}
.aside-card .field{margin-bottom:12px}
.aside-card .field input{padding:11px 13px}
.aside-links{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}
.aside-links h4{margin:0 0 10px;font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.aside-links a{display:block;padding:8px 0;border-bottom:1px solid var(--line);text-decoration:none;font-size:.92rem;color:var(--ink)}
.aside-links a:last-child{border-bottom:0}
.aside-links a:hover{color:var(--brass)}
.aside-links a[aria-current]{color:var(--brass);font-weight:600}
.cta-band{background:var(--ink);color:#fff;padding:72px 0}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:32px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0;max-width:22ch}
.cta-band .actions{display:flex;gap:12px;flex-wrap:wrap}
.hub-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.hub-card{display:block;text-decoration:none;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;transition:.2s}
.hub-card:hover{transform:translateY(-3px);box-shadow:0 18px 40px rgba(27,22,79,.08)}
.hub-card p{color:var(--muted);margin:0 0 14px}
.hub-card .more{color:var(--brass);font-weight:600;font-size:.9rem}
.card-link{display:inline-block;margin-top:16px;color:var(--brass);font-weight:600;font-size:.9rem;text-decoration:none}
.area .card-link{margin-top:14px}
.disclaimer{font-size:.8rem;color:var(--muted);font-style:italic;margin-top:18px}
@media (max-width:1000px){
  .article{grid-template-columns:1fr;gap:48px}
  .aside{position:static}
  .facts{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  .help-grid,.hub-grid{grid-template-columns:1fr}
  .facts{grid-template-columns:1fr 1fr}
  .fact{padding:18px 16px}
  .fact b{font-size:1.3rem}
  .fact span{font-size:.78rem}
  .law-table td:first-child{width:auto}
  .law-table,.law-table tbody,.law-table tr,.law-table td{display:block}
  .law-table thead{display:none}
  .law-table td:first-child{padding-bottom:0;border-bottom:0}
}

/* logo images */
.logo img{display:block;height:54px;width:auto}
.logo-foot img{height:50px}
@media (max-width:640px){.logo img{height:44px}}

/* owner */
.owner{background:#fff;border-top:1px solid var(--line)}
.owner-grid{display:grid;grid-template-columns:420px 1fr;gap:72px;align-items:center}
.owner-photo{justify-self:center;width:100%;max-width:400px}
.owner-photo img{display:block;width:100%;height:auto;aspect-ratio:1/1;object-fit:cover;object-position:50% 20%;border-radius:24px;border:1px solid var(--line);border-bottom:4px solid var(--brass);background:#fff;box-shadow:0 18px 44px rgba(27,22,79,.10)}
.owner .role{font-size:.95rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--brass);margin:-6px 0 22px}
.owner-stats{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 30px}
.owner-stats div{flex:1 1 150px;border:1px solid var(--line);border-radius:14px;padding:16px 20px;background:var(--paper)}
.owner-stats b{display:block;font-family:var(--serif);font-weight:500;font-size:1.6rem;color:var(--ink);line-height:1.1}
.owner-stats span{font-size:.84rem;color:var(--muted)}
@media (max-width:1000px){.owner-grid{grid-template-columns:1fr;gap:48px}.owner-photo{max-width:340px}}

/* reviews */
.reviews{background:var(--paper)}
.reviews-head{display:flex;justify-content:space-between;align-items:flex-end;gap:40px;margin-bottom:44px}
.reviews-head .lead{max-width:58ch;margin:0}
.rating-badge{flex:none;text-align:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px 30px}
.rating-badge b{display:block;font-family:var(--serif);font-weight:500;font-size:3rem;line-height:1;color:var(--ink)}
.rating-badge .stars{justify-content:center;margin:8px 0 6px}
.rating-badge>span:last-child{display:block;font-size:.86rem;color:var(--muted)}
.stars{display:inline-flex;gap:2px;color:#c9962c}
.stars svg{width:18px;height:18px;fill:currentColor}
.review-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.review{margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;display:flex;flex-direction:column;gap:14px}
.review .stars svg{width:15px;height:15px}
.review blockquote{margin:0;font-size:.95rem;line-height:1.6;color:#36414e;flex:1}
.review figcaption b{display:block;color:var(--ink);font-size:.95rem}
.review figcaption span{font-size:.8rem;color:var(--muted)}
.reviews-actions{display:flex;gap:12px;flex-wrap:wrap;justify-content:center;margin-top:40px}
.hero-rating{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:#d5dde7;font-size:.92rem;margin:-14px 0 22px}
.hero-rating .stars svg{width:16px;height:16px}
.hero-rating b{color:#fff}
.band-rating{display:inline-block;margin-top:10px;color:#d5dde7;text-decoration:none;font-size:.92rem}
.band-rating .stars{color:#e0b450;letter-spacing:2px}
@media (max-width:1000px){.review-grid{grid-template-columns:1fr 1fr}.reviews-head{flex-direction:column;align-items:flex-start}}
@media (max-width:640px){.review-grid{grid-template-columns:1fr}}

/* team */
.team{background:#fff;border-top:1px solid var(--line)}
.team-grid{display:grid;grid-template-columns:repeat(2,minmax(0,460px));justify-content:center;gap:32px}
.member{background:var(--paper);border:1px solid var(--line);border-radius:22px;overflow:hidden;display:flex;flex-direction:column}
.member img{display:block;width:100%;height:auto;aspect-ratio:1/1;object-fit:cover;object-position:50% 25%;border-bottom:4px solid var(--brass);background:#fff}
.member-body{padding:28px 30px 32px}
.member h3{font-size:1.6rem;margin:0 0 4px}
.member .role{font-size:.82rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--brass);margin:0 0 16px}
.member p{color:var(--muted)}
.member .owner-stats{margin:18px 0 0}
.member .owner-stats div{background:#fff}
@media (max-width:1000px){.team-grid{grid-template-columns:minmax(0,460px)}}
.member-link{display:inline-block;margin-top:20px;color:var(--brass);font-weight:600;font-size:.95rem;text-decoration:none}
.member-link:hover{text-decoration:underline}

/* header phone */
nav.main .nav-phone{display:inline-flex;align-items:center;gap:7px;font-weight:600;color:var(--ink);white-space:nowrap;padding-left:22px;border-left:1px solid var(--line)}
nav.main .nav-phone svg{width:17px;height:17px;color:var(--brass)}
nav.main .nav-phone:hover{color:var(--brass)}
@media (max-width:1180px) and (min-width:1001px){nav.main{gap:20px} nav.main .nav-phone{padding-left:16px}}
@media (max-width:1060px) and (min-width:1001px){nav.main a[href="/#contact"]{display:none}}
@media (max-width:1000px){nav.main .nav-phone{border-left:0;padding-left:0}}
@media (max-width:1000px){nav.main .dd>a{display:block} nav.main.open{max-height:calc(100vh - 74px);overflow-y:auto}}
nav.main .nav-home{display:none}
@media (max-width:1000px){nav.main .nav-home{display:block}}
@media (max-width:640px){.topbar{display:none}}

/* ---------- compact homepage on phones ---------- */
.swipe-hint{display:none}
@media (max-width:640px){
  /* reviews: swipe carousel */
  .swipe-hint{display:block;font-size:.85rem;color:var(--muted);margin:-24px 0 14px}
  .review-grid{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:14px;margin:0 -24px;padding:0 24px 8px;scrollbar-width:none}
  .review-grid::-webkit-scrollbar{display:none}
  .review{flex:0 0 84%;scroll-snap-align:center}
  .rating-badge{padding:16px 22px}
  /* services: compact rows */
  #services .cards{gap:10px}
  #services .card{display:grid;grid-template-columns:44px 1fr;column-gap:14px;padding:18px}
  #services .card .icon{width:44px;height:44px;margin:0;grid-row:1/3}
  #services .card h3{margin:0 0 2px;font-size:1.08rem;align-self:center}
  #services .card p{font-size:.88rem;grid-column:2}
  #services .card ul{display:none}
  #services .card .card-link{grid-column:2;margin-top:8px}
  /* areas: compact rows */
  .area-grid{gap:10px}
  .area{padding:18px 20px}
  .area p,.area .towns{display:none}
  .area h3{margin:0;font-size:1.12rem}
  .area .st{top:18px;right:18px}
  .area .card-link{margin-top:6px}
  /* team: small photo beside name */
  .team-grid{gap:16px}
  .member{display:grid;grid-template-columns:96px 1fr;column-gap:16px;padding:20px;align-items:center}
  .member picture{grid-row:1/3}
  .member img{width:96px;height:96px;border-radius:16px;border-bottom-width:3px}
  .member-body{display:contents}
  .member h3{font-size:1.3rem;align-self:end;margin:0}
  .member .role{align-self:start;margin:4px 0 0;font-size:.72rem}
  .member-body>p:not(.role),.member .owner-stats,.member .member-link{grid-column:1/-1}
  .member-body>p:not(.role){margin:16px 0 0;font-size:.93rem}
  .member .owner-stats{margin-top:14px;gap:8px}
  .member .owner-stats div{padding:12px 14px}
  .member .owner-stats b{font-size:1.25rem}
  .member .member-link{margin-top:14px}
  /* general rhythm */
  section{padding:60px 0}
  .sec-head{margin-bottom:32px}
}
@media (max-width:640px){
  .trust .wrap{grid-template-columns:1fr 1fr}
  .trust-item{padding:16px 10px;gap:10px;border-bottom:1px solid var(--line)}
  .trust-item:nth-child(odd){border-right:1px solid var(--line)}
  .trust-item span{display:none}
  .trust-item b{font-size:.86rem}
  .trust-item svg{width:22px;height:22px}
  .inv-list{grid-template-columns:1fr 1fr}
  .inv-list div{padding:16px}
  .inv-list b{font-size:1rem}
  .inv-list span{font-size:.8rem}
  .member .owner-stats{display:grid;grid-template-columns:1fr 1fr}
  .statement .bars,.statement .bars-labels{display:none}
  .statement{padding:20px}
  .foot-grid{grid-template-columns:1fr 1fr;gap:28px 20px}
  .foot-grid>div:first-child{grid-column:1/-1}
  footer{padding-top:48px}
}
@media (max-width:640px){
  .offer{padding-top:48px}
  .offer-steps{display:none}
  .offer-copy h2 .big{font-size:3rem}
  .offer-copy p{margin:0}
  .steps{gap:18px}
  .step{padding-top:14px;display:grid;grid-template-columns:44px 1fr;column-gap:12px}
  .step::before{font-size:1.6rem;margin:0;grid-row:1/3}
  .step h3{font-size:1.08rem;margin:2px 0 4px}
  .step p{font-size:.9rem;margin:0}
  .contact-info .ci-serving,.contact-info .ci-time{display:none}
  .contact-info{margin-top:16px}
  .contact-card{padding:24px 20px}
}
@media (min-width:641px){.review-grid .review:nth-child(n+5){display:none}}
@media (min-width:821px){.team-grid{grid-template-columns:repeat(2,minmax(0,400px))}}
@media (min-width:641px){section{padding:88px 0}.member img{aspect-ratio:5/4;object-position:50% 18%}.sec-head{margin-bottom:44px}}